Meet Melvin McBean, an Air Force service member, along with his spouse, who is also an active-duty military member. With a combined income of $290K, they wanted to ensure they were taking full advantage of the unique tax benefits available to military families.

The Challenge:

• Both spouses actively serving with limited time to navigate tax strategies
• Wanted to reduce their overall tax burden and maximize take-home pay
• Needed guidance on how to structure income and benefits for efficiency

Our Solution:

• Used legal residency rules to eliminate state income taxes by claiming residency in a tax-free state
• Took the higher standard deduction to reduce taxable income without complex itemizing
• Claimed Child & Dependent Care Tax Credits to offset expenses while both were serving

The Outcome:

• $10,000 in tax savings
• Lower taxable income and increased cash flow
• Fully optimized military-specific tax benefits

Military families often miss out on these built-in savings. With proactive planning, Melvin and his spouse were able to keep more of what they earned while continuing their service.